Saturday, June 20, 2020

Nutritional Anthropology - Free Essay Example

Introduction Throughout the field of nutritional anthropology, energy balance is used to obtain data and insight regarding the nourishment required by food intake in order to sustain our bodies in relation to the physical activity needed to sustain a healthy lifestyle that is balanced with our energy intake. Although you can be in positive, negative or perfect energy balance, a person’s energy balance does not determine their nourishment and health. Although the USDA gives recommendations regarding intake and expenditure, they are inaccurate similar to the recommendations on food labels (lecture 2, Boose) because they do not take into account the various diversifications that contribute to a persons health. Energy balance is a good indicator of health, but not a perfect indicator because someone could be eating poorly and be within the calories in versus calories out metrics of energy balance. A healthy lifestyle goes beyond energy balance, it is composed of micro and macro nutrient fulfillment within a persons diet, exercise, sleep, and water consumption. Although someone may be consuming the proper amount of calories they may not be getting the recommended micro and macronutrient recommendations, and even if they are consuming the recommended nutrients they may not be absorbing them due to food allergies resulting in nutrient deficiencies. My hypothesis is that I will be relatively close to achieving energy balance, but I will be over the recommendations for fat and protein in my diet and under on the amount of carbohydrates consumed within my diet. I predict that my expenditure will exceed my intake, yet I will feel energized due to the increased nutrient absorption within this new diet. Methods Materials I started my intake and expenditure diary on May 22nd, 2018 and ended on May 24th, 2018. I recorded data points from these three consecutive days because they were the closest representation to what a common week looks like for me in this season of healing my gut from food allergy damage. I collected my data in Eugene, Oregon on my Iphone through the notes application, then I put the information into the MyFitnessPal application starting on Wednesday and synced my expenditure data with the movement data from my apple watch. After that I inputted the data into the USDA SuperTracker and created reports for the following selected three days and analyzed the reports provided by the USDA on the SuperTracker website. I used my processed data and compared it to the information and recommendations from the Anthropology 220 videos, modules and the appendix. I also recorded how I was feeling during workouts and before and after meals so that I could monitor the absorption and energy relationship throughout the three days. I analyzed the data recorded using the Anthropology 220 lecture materials, readings, and the SuperTracker information. (Boose,2018) DIETARY INTAKE The data I collected consisted of intake from when I woke up until I went to sleep during the three day period selected. I recorded all of the food, drinks and water that I consumed throughout this time period using my notes on my Iphone and MyFitnessPal, which is an app on my Iphone. I recorded the quantity and mealtimes in my notes prior to entering the information into any applications. After I entered the information into my phone, at the end of the day I would enter it into an Excel spreadsheet on my Laptop. I am required to closely measure the food which I consume outside of this assignment due to a recent illness and food allergies, so all of all of my food intake was measured closely and prepared at home with as many fresh ingredients as possible. Using the MyFitnessPal application assisted me in measuring the different nutrients that I consumed over the three day period and gave me more accuracy and knowledge due to the large database provided on the application. My water in take was measure by the 1 gallon jug that I use to make sure I am getting all of the recommended water which my doctor asks me to consume daily. I utilize a food scale to precisely measure how much meat I am consuming in ounces. My naturopath asked me to measure my fruits and vegetables in cups for accuracy in my diet prior to consumption. The data points I recorded for this assignment were extremely precise due to the diligence and specificity required by my doctor in order to heal my gut and return to optimal health. Energy Expenditure I collected the data for my energy expenditure from 12:00 am on May 8th to 11:59 pm on May 22nd. When calculating one day of expenditure I started at 12:00 am and concluded that day at 11:59 pm the following night in order to get a full 24 hours. This data was recorded in kilocalories (kcal) of the energy expended within the daily time period and compiled for an overall energy expenditure from the total energy expenditure over the 72 hour time period. The activities producing increased energy expenditure were recorded in minutes, I also recorded the amount of steps I had taken throughout the day using my apple watch pedometer. I utilized an Iphone application called Nike Run ner’s app to measure the mileage and pace of exercise. I was following a precise exercise regimen from my doctor in order to keep my immune system healthy so my body could heal. All of my exercise was recorded in steps, miles and minutes which helped me calculate overall energy expenditure. I also recorded my peak heart rate and level of difficulty of the exercise to help evaluate my bodies changes in health when sticking closely to my doctors guidelines. After recording data and inputting it into programs on my Iphone and computer I did hand calculations and wrote them into my diet and exercise journal for my doctor. Exercise and expenditure was as precise as possible due to the deficiencies of technology, sometimes miscalculating steps or heart rate, but overall relatively accurate. Data Analysis Initially I recorded three consecutive days of data in my iPhone using the notes application. Then I used myfitnesspal, Microsoft Excel, USDA’s SuperTracker, the Anthropology Appendix and information provided, research, and my doctors information, and guidelines, I analyzed my data points and adjusted my food and exercise to be more precise and in line with my doctors requests. Often the foods and supplements were not included in the SuperTracker so I entered them base d on the information on MyFitnessPal or on the label of the food. A computer generated Nutrient Intake Report on MyFitnessPal and SuperTracker was used to find the micronutrient and macronutrient breakdown of the foods individually and collectively. This report contained the daily averages and totals of proteins, carbohydrates and fats all measured in grams, micronutrient totals, and the average expenditure measured in kilocalories.Then this data was calculated in my excel document and recorded in my journal to measure the averages and adjust my intake and activity over the course of three days. My intake and expenditure was compared to the guidelines given by the Dietary Reference Intake (DRI) provided to users by the USDA. The DRI guidelines that people are given are calculated based on their attributes including their weight, height, gender, and their age in order to determine the best DRI recommendations for that specific person which can be found on the SuperTracker program. We produced different data points for each day of data collected beca use of the daily differentiation in intake and expenditure. We used the appendix provided to determine the physical activity data to input into the formula and into Microsoft Excel to determine the kilocalories(kcal) expended per day. All of our data was entered into Microsoft Excel, resulting in the total kcal expended per day as well as the summation of kcals expended over the course of three consecutive days. After we calculated the total kcal expenditure we utilized Microsoft Excel to compare the dietary intake data using a correlation coefficient analysis on Microsoft Excel. Results Energy Intake Table 1: Total Energy Intake (kcals) by Date of Data Collection Date of Collection Energy Intake (kcal) Difference between days (kcal) May 22, 2018 2082 May 23, 2018 1784 Decrease by 298 May 24, 2018 1884 Increase by 100 My total energy intake for each day that I collected data is shown within table 1. The energy intake varied throughout the three days, on the first day I consumed significantly more kcals because I prepared higher caloric meals due to the expected increase of expenditure during my higher intensity exercise day. The last two days were closer in intake. You can find the average macronutrient distribution within Figure 4. In table three you can find the DRI values established based on my height, weight, age, and gender (USDA, 2018)According to the USDA these are the values of kcals and macronutrients someone with my attributes listed above should achieve and maintain in order to establish and sustain a good measure of health. Table 3: DRI Targets Based on Age, Sex, Height, and Weight kcal Carbohydrates (g) Fats (% of kcal) Proteins (g) 2500 130 20-35% 46 You can find the comparisons of my daily dietary intake in comparison to the recommended intake values of the DRI over the course of the three day consecutive period recorded in tables 4, 5, and 6. To decipher the tables it is helpful to know that the status column tells the user if they have satisfied the recommended DRI value for the specific macronutrient. If it says â€Å"OK† that means you have satisfied the recommendation, â€Å"OVER† tells the user that their intake of that specific category exceeded the recommendations given by the DRI, and if it says â€Å"UNDER† that means that the user did not meet the given recommendations of intake based on the DRI. These words although they are helpful do not give a precise indication to the user because you could be almost in the OK category but it would still read OVER or UNDER the sam e regardless of if it is substantially over or under or minorly in either category.

Tuesday, June 2, 2020

Grandparents 8 Top College-fund Plans

Parents putting together a list of potential college-funding sources for their child would typically include 529 plans, non-529 investment accounts, grants, scholarships and loans. The list might also include expected earnings from the student's part-time or summer job, along with money redirected from vacations and other discretionary expenditures. Most likely, the list will not include grandparent gifts. Understandably, most parents don't expect that kind of help, believing that the responsibility for handling college costs rests squarely on their own and their child's shoulders. However, studies have demonstrated a desire on the part of many grandparents to help pay college costs for their grandchildren or at the very least a willingness to chip in upon request. Even a small amount of money can make a big difference. "Even just a few Social Security checks set aside into a college fund each year could pay for a semester or two of the grandchild's college education down the road," says Kevin McKinley, a registered investment adviser in Eau Claire, Wis., and author of "Make Your Kid a Millionaire." Where the minds and motivations coincide, the next question is: What is the best way for grandparents to fund college? Below are some of the options along with their major advantages and disadvantages. Pay tuition directly to the college Advantages: It's easy. You send the money straight to the school to pay tuition. There is no gift tax under a special tax-code exception, regardless of how much is paid directly. (This makes it great for a grandparent looking to reduce a large estate.) Disadvantages: Financial aid formulas treat the direct payment by a grandparent as a dollar-for-dollar reduction in aid eligibility (the worst case) or as student income, which reduces aid by 50 percent (the best case). Any payments for room, board or books do not qualify for the gift-tax exception. The grandparent could pass away before the child gets to college with no assurance the money will be used for that purpose, and leaving it exposed to estate taxes. Pay off student loans after graduation Advantages: The grandchild's financial aid eligibility is not affected. The grandchild remains "invested" in his or her college education through graduation. The grandparent can adjust the amount of help based on the grandchild's job and family situation after college. Up to $2,500 in loan interest may be deductible by the student each year without itemizing. Disadvantages: Loan payments made on behalf of the grandchild are considered gifts for gift-tax purposes. The grandparent could pass away before loan payments begin. Make loans directly to the grandchild Advantages: The grandchild's financial aid eligibility is not affected. A promise to "forgive" the loan after graduation helps to motivate the student. A grandparent can charge a relatively low interest rate under IRS family-loan rules. Disadvantages: In some cases, demanding repayment can be uncomfortable, and collection can be difficult. Interest on the loan is taxable to the grandparent but not deductible by the student. Contribute to a 529 plan Advantages: Tax-free earnings offer the best opportunity to keep up with tuition increases. Eligible expenses include tuition, fees, room and board, books, supplies and computer technology. A special five-year election allows up to $65,000 in a one-time contribution to a 529 plan without exceeding gift-tax exclusion limits. A state income tax deduction or credit for contributions may be possible, depending on state rules. Money stays targeted for college even if the grandparent dies. The beneficiary can be changed to a different grandchild or other family member at any time, and the grandparent can even revoke the money if desired. Disadvantages: Any earnings withdrawn for nonqualifying purposes are subject to income tax and a 10 percent penalty. The power to revoke means funds are normally counted in determining eligibility for Medicaid. Most 529 plans charge an ongoing management fee, making them slightly more expensive than mutual fund investing. Contribute to a Coverdell Education Savings Account, or CESA Advantages: Earnings are tax-free for college and ï ¿ ½ through 2010 ï ¿ ½ for K-12 expenses. Unlike 529s, CESAs permit self-directed investing. Disadvantages: Annual contributions from all sources cannot exceed $2,000 for any one child. Age and income limits further restrict usage. Most CESAs require that a parent or guardian be responsible for the account, even when funded by a grandparent. Make gifts into a Uniform Transfers to Minors Act, or UTMA, account Advantages: Cash, stocks and other types of property are easy to transfer into a UTMA. Investment income is shifted to the child's tax return. Disadvantages: Gifts to the UTMA are irrevocable. The child assumes full control of the funds upon reaching a certain age. The "kiddie tax" caps the income tax advantage of child-reported earnings. The gift-tax annual exclusion of $13,000 may restrict how much is gifted. Establish an education trust Advantages: The trustee remains legally obligated to carry out the grandparents' wishes as specified in the trust agreement. The agreement can restrict the grandchild's access to trust funds regardless of age. Disadvantages: Legal and accounting fees for establishing and maintaining the trust can be high. Careful drafting is necessary to minimize gift-tax consequences. Gifts are irrevocable. Income accumulated in the trust income is taxed at high rates. Purchasing U.S. savings bonds Advantages: U.S. savings bonds are safe and simple to purchase at your local bank or at TreasuryDirect.gov. Interest income is exempt from state taxes. Disadvantages: The amount that can be purchased each year is capped at modest levels. Interest earnings may not keep pace with tuition inflation. Interest is subject to federal taxes upon bond redemption; the exclusion for educational use does not apply when the grandchild is not the grandparent's dependent. For more information, see the "Grandparents" section on Savingforcollege.com. Posted July 1, 2009 Parents putting together a list of potential college-funding sources for their child would typically include 529 plans, non-529 investment accounts, grants, scholarships and loans. The list might also include expected earnings from the student's part-time or summer job, along with money redirected from vacations and other discretionary expenditures. Most likely, the list will not include grandparent gifts. Understandably, most parents don't expect that kind of help, believing that the responsibility for handling college costs rests squarely on their own and their child's shoulders. However, studies have demonstrated a desire on the part of many grandparents to help pay college costs for their grandchildren or at the very least a willingness to chip in upon request. Even a small amount of money can make a big difference. "Even just a few Social Security checks set aside into a college fund each year could pay for a semester or two of the grandchild's college education down the road," says Kevin McKinley, a registered investment adviser in Eau Claire, Wis., and author of "Make Your Kid a Millionaire." Where the minds and motivations coincide, the next question is: What is the best way for grandparents to fund college? Below are some of the options along with their major advantages and disadvantages. Pay tuition directly to the college Advantages: It's easy. You send the money straight to the school to pay tuition. There is no gift tax under a special tax-code exception, regardless of how much is paid directly. (This makes it great for a grandparent looking to reduce a large estate.) Disadvantages: Financial aid formulas treat the direct payment by a grandparent as a dollar-for-dollar reduction in aid eligibility (the worst case) or as student income, which reduces aid by 50 percent (the best case). Any payments for room, board or books do not qualify for the gift-tax exception. The grandparent could pass away before the child gets to college with no assurance the money will be used for that purpose, and leaving it exposed to estate taxes. Pay off student loans after graduation Advantages: The grandchild's financial aid eligibility is not affected. The grandchild remains "invested" in his or her college education through graduation. The grandparent can adjust the amount of help based on the grandchild's job and family situation after college. Up to $2,500 in loan interest may be deductible by the student each year without itemizing. Disadvantages: Loan payments made on behalf of the grandchild are considered gifts for gift-tax purposes. The grandparent could pass away before loan payments begin. Make loans directly to the grandchild Advantages: The grandchild's financial aid eligibility is not affected. A promise to "forgive" the loan after graduation helps to motivate the student. A grandparent can charge a relatively low interest rate under IRS family-loan rules. Disadvantages: In some cases, demanding repayment can be uncomfortable, and collection can be difficult. Interest on the loan is taxable to the grandparent but not deductible by the student. Contribute to a 529 plan Advantages: Tax-free earnings offer the best opportunity to keep up with tuition increases. Eligible expenses include tuition, fees, room and board, books, supplies and computer technology. A special five-year election allows up to $65,000 in a one-time contribution to a 529 plan without exceeding gift-tax exclusion limits. A state income tax deduction or credit for contributions may be possible, depending on state rules. Money stays targeted for college even if the grandparent dies. The beneficiary can be changed to a different grandchild or other family member at any time, and the grandparent can even revoke the money if desired. Disadvantages: Any earnings withdrawn for nonqualifying purposes are subject to income tax and a 10 percent penalty. The power to revoke means funds are normally counted in determining eligibility for Medicaid. Most 529 plans charge an ongoing management fee, making them slightly more expensive than mutual fund investing. Contribute to a Coverdell Education Savings Account, or CESA Advantages: Earnings are tax-free for college and ï ¿ ½ through 2010 ï ¿ ½ for K-12 expenses. Unlike 529s, CESAs permit self-directed investing. Disadvantages: Annual contributions from all sources cannot exceed $2,000 for any one child. Age and income limits further restrict usage. Most CESAs require that a parent or guardian be responsible for the account, even when funded by a grandparent. Make gifts into a Uniform Transfers to Minors Act, or UTMA, account Advantages: Cash, stocks and other types of property are easy to transfer into a UTMA. Investment income is shifted to the child's tax return. Disadvantages: Gifts to the UTMA are irrevocable. The child assumes full control of the funds upon reaching a certain age. The "kiddie tax" caps the income tax advantage of child-reported earnings. The gift-tax annual exclusion of $13,000 may restrict how much is gifted. Establish an education trust Advantages: The trustee remains legally obligated to carry out the grandparents' wishes as specified in the trust agreement. The agreement can restrict the grandchild's access to trust funds regardless of age. Disadvantages: Legal and accounting fees for establishing and maintaining the trust can be high. Careful drafting is necessary to minimize gift-tax consequences. Gifts are irrevocable. Income accumulated in the trust income is taxed at high rates. Purchasing U.S. savings bonds Advantages: U.S. savings bonds are safe and simple to purchase at your local bank or at TreasuryDirect.gov. Interest income is exempt from state taxes. Disadvantages: The amount that can be purchased each year is capped at modest levels. Interest earnings may not keep pace with tuition inflation. Interest is subject to federal taxes upon bond redemption; the exclusion for educational use does not apply when the grandchild is not the grandparent's dependent. For more information, see the "Grandparents" section on Savingforcollege.com. Posted July 1, 2009